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买房下决策之前,房子周围你看见什么?

2020-10-12 点击 评论

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读这篇文章之前,我们一定要看下这个问题:


你在买房的时候,去看看房子周围,你通过看到什么东西,你觉得哎这个房子我决定要买?


因为每个人的侧重点不同,小编对13位朋友进行了采访,并把他们分为了四个类型。


价格敏感型消费者:


对价格比较敏感的朋友有三位,介绍下这三位是闺蜜,根据他们的的气质,你猜猜小编在哪个档次...物以类聚。



如果跟这几位朋友境遇相同的话,小编建议算一算你能为这套房产支出的总预算,包括装修家具家电的费用。


首付款多少,税费多少(二手房房子情况不同,税费相差较多),月供多少(不超过家庭收入的一半,否则会严重影响生活质量),如果自行装修,装修的标准是多少,豪华装修还是中等装修,装修价格上不封顶,钱不能都给开发商,大致框定一个装修预算,到时候肯定会超的。


案例:

前段时间有位粉丝联系了小编,考虑到资金的问题说看了大学城的三家楼盘,这三家楼盘价格都差不多,最终对比了地段和户型选择了其中一家楼盘。


对于资金不太充裕的朋友可以先看价格再选地段,俗话说,有多少钱办多少事。


区位地段

对区域地段比较敏感的朋友有六位,有一位朋友比较可爱,说要有黄焖鸡米饭,沙县小吃,小编解释下,如果买在黄焖鸡,沙县小吃,兰州拉面旁边,相对来说人流量绝对是可以的,这是间接说明了要选择地段。



借用“首富李嘉诚”的一句话,买房三要素:地段、地段、还是地段。可见地段是多么的重要。地段直接关系到居住出行的便利程度、周边配套的完善程度,以及你买的房子未来的保值升值等。

房子的周边配套主要是以下几种为主:医疗、商业、餐饮,休闲,交通,教育等配套。其中又以教育配套最为主要,就看学区房的价格就知道,任何一个城市的学区房都是抢手的。


案例:

之前就有个刚需的朋友,没有看学区直接买了房子,后来孩子上学发现学区不好,只能换房子,二套房首付高,利息也高生活压力瞬间变大了...



对居住环境要求相对较高

偏向居住环境的朋友有两位,他俩的家庭条件都还不错,所以在价格以及地段的基础上对居住环境有了一定的要求。


一个好的居住环境是对生活品质最大的保证,你周边的圈层也会不一样,俗话说千金难买好邻居...


受父母影响

受父母影响的有两位:一位是为了讨好丈母娘,一位纯粹是为了蹭饭,相信这两种在我们日常生活中不在少数。

案例:

小编的闺蜜跟父母买在了一个小区,天天在微信群里晒吃的,搞得小编都想去父母小区里买一套....


最后还有一种神奇的存在,买房子没看规划,没看区位就只看到了价格,最后还买对了!这种属于小概率事件如果你足够有勇气....也行。

 

当然以上的身边朋友的决策点并不全面,了解自己的真正需求,买房才能事半功倍,并且容易买到合适的房子。


买房一定要学会——审己


购房目的是自住、投资?是刚需还是改善?是首套还是二套?买一手还是二手?品牌开发商还是普通开发商?买毛坯还是精装?这些均需要提前想好,不然到看房时会很被动,也容易被忽悠。



另外,几个人居住?家庭结构是什么?是否有老人?面积多大?几居室?


选择地段主要目的是为了节约上下班通勤?还是学区房?还是为了升值?


学区、地段、交通、配套、未来规划、小区品质、景色、居住舒适度、采光、噪音、户型、楼层、视野、房龄、物业、邻居等,这些因素里你认为哪些是一定要满足的,哪些是可以将就的,哪些忍一忍可以将就的,哪些无法忍受的,分门别类,按照重要性打分。


以上,弄明白了,基本上想要的房子雏形就出来了。


最后:买房一定要实地察看,根据预算和所在片区选择合适的楼盘,多看几家,货比三家!